第二百七十条 除合同另有约定外，因下列原因之一造成保险船舶损失的，保险人不承担赔偿责任：
// 易错点2：条件写成`<`而非`<=` → 相同身高的人会被错误保留，导致count统计少
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（三）强拿硬要或者任意损毁、占用公私财物的；
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