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因此,当风险从独立随机变成同源聚合,保险业只剩两条路:要么排除,要么把治理做进承保流程。

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Miessler’s arguments aligns with several viral doomsday essays that jumped the track from social media to stock markets and rattled investors in February: Matt Shumer‘s prediction of just 18 months left for knowledge work and Citrini Research‘s gloomy scenario of a 2028 rocked by white-collar recession. Miessler has been arguing this for some time, though: “Capital has always seen labor as a foul necessity,” he wrote in December 2025. “The moment they could find any way to reduce or eliminate it, they would.”

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